Smart Lending
FLEXible & Modern Loan Origination
A core driven loan origination platform with built in underwriting tools, eSignature & document management tools, automated KYC checks, and simple loan product setup.
Core-Based Loan Origination
- Customizable workflows in a browser based user interface.
- Unlimited credit union defined loan types in a FLEXible data platform to automate processes.
- Member collaboration tools to engage in real time.
- Credit union defined applications with a secure applicant portal.
API LOS Integrations
- Established API integrations with major LOS providers.
- Indirect lending API integrations.
- Includes document prep and document management automation.
- Automated decisioning & underwriting integrations.
Digital Lending Solutions Delivered from the Core
Lending has changed at its very core and the only way forward is through improved digital-first systems.
Increase Loan Velocity
- Built in to credit union digital banking and mobile apps.
- Dynamic application experience to streamline questions based on responses.
- Frictionless application experience using core end-points or third-party integrations.
- Application portal provides document uploads and eSignature integration.
Digital Experience
- Build customized digital applications to match individual loan types.
- Offer automated loan approvals.
- Automated cross-selling.
- Layered fraud prevention with multiple API endpoint options.
Our Customers Get Results
Economies of scale are not the only path to sustainability. Efficiency through technology can equalize the competitive advantages of larger financial institutions.
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FLEX customers have experienced 10x growth or more following conversion. FLEX is scalable and will grow at your credit union's pace.
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FLEX credit unions are among the industry leaders in efficiency ratio. On average, FLEX customers only need to invest $0.75 to generate $1.00 of income.
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FLEX assists credit unions in finding ways to streamline processes and automate repetitive tasks. By optimizing workflows and improving process FLEX has helped credit unions increase productivity by 70% or more. The right technology allows you to do more with less.