Core Banking

Modernize your legacy core framework and build an infrastructure to create efficiencies that fuel growth

onboard-members

Powerful Core Features for Your Credit Unions Needs

Quickly incubate functional channels using multidisciplinary architectures from within an integrated core platform using the FLEX technology stack.

New Account Origination

  • Ready-to-approve accounts integrated directly into the core platform.
  • Credit union defined workflows for each account type including, checking, savings, CDs, etc.
  • Member ID Verification with KYC fraud prevention.
  • Account funding through debit or credit card.
  •  Customizable user forms to help members open accounts in minutes.

Member Services Platform

  • Single platform for teller, deposits and loans
  • Teller capture including X9 file automation
  •  Easily available ID verification
  • Cash recycler/ITM/dispenser integration
  • Full overdraft privilege support
  • eReceipt capture and email support
  • Credit union-defined transaction templates
  • External/internal transfers support

Powerful Integrated Payments Capabilities

No matter the payment channel, FLEX has a solution. Debit cards, credit cards, ACH, Origination, FedNow, Zelle, and more.

Payments Capabilities

  • FedNow integration
  • ACH processing and origination
  • External account-to-account transfers
  • Debit card processing/issuance
  • Credit card processing/issuance
  • Digital card loading/mobile wallets

Card Management

  • Completed card management, both debit & credit
  • Card maintenance with all major card processors
  • Core based cash back card rewards
  • Add card blocks and hot carding directly from within the core system
  • Member managed card controls (on/off)
  • Maintain card limits from within the core system
payments

Our Customers Get Results

Economies of scale are not the only path to sustainability. Efficiency through technology can equalize the competitive advantages of larger financial institutions.

image 14

0x

Growth

FLEX customers have experienced 10x growth or more following conversion. FLEX is scalable and will grow at your credit union's pace.

image 15

0%

Efficiency

FLEX credit unions are among the industry leaders in efficiency ratio. On average, FLEX customers only need to invest $0.75 to generate $1.00 of income.

image 16

0%

Productivity

FLEX assists credit unions in finding ways to streamline processes and automate repetitive tasks. By optimizing workflows and improving process FLEX has helped credit unions increase productivity by 70% or more. The right technology allows you to do more with less.