Visible Equity (OLD) – File Layout
Visible Equity (OLD) File Layout
| Position Start | Position End | Description | Field |
|---|---|---|---|
| 1 | 9 | Account Number | LOACCT |
| 11 | 11 | ||
| 12 | 13 | Loan Group | LOLGRP |
| 14 | 14 | ||
| 15 | 16 | Loan Suffix | LOSUFF |
| 17 | 17 | ||
| 18 | 19 | Loan Type | LOTYPE |
| 20 | 20 | ||
| 21 | 29 | Current Balance | |
| 30 | 30 | 1 | |
| 31 | 45 | Description | LODESC |
| 46 | 46 | ||
| 47 | 55 | Memo Interest | LOMEMO |
| 56 | 56 | 1 | |
| 57 | 61 | Interest Rate | LORATE |
| 62 | 62 | ||
| 63 | 71 | Highest Balance Ever Attained | LOHBAL |
| 72 | 72 | ||
| 73 | 74 | Term of the Loan | LOTERM |
| 75 | 75 | | | |
| 76 | 81 | Date Opened | LODATO |
| 82 | 82 | ||
| 83 | 88 | Date to be Paid By | LODTPB |
| 89 | 89 | ||
| 90 | 91 | Security Code | LOSECR |
| 92 | 92 | ||
| 93 | 94 | Purpose Code | LOPURP |
| 95 | 95 | ||
| 96 | 97 | Loan Officer | LOOFCR |
| 98 | 98 | ||
| 99 | 107 | Credit Limit | LOCLIM |
| 108 | 108 | ||
| 109 | 113 | Credit Score | LOSCOR |
| 114 | 114 | ||
| 115 | 115 | Open/Closed Code | LOOCCD |
| 116 | 116 | ||
| 117 | 125 | Original Loan Balance | LOOBAL |
| 126 | 126 | ||
| 127 | 127 | Fixed/Variable Rate | LOFXVR |
| 128 | 128 | ||
| 129 | 130 | # of Times 30 Days Delinquent | LOD030 |
| 131 | 131 | ||
| 132 | 133 | # of Times 60 Days Delinquent | LOD060 |
| 134 | 134 | ||
| 135 | 136 | # of Times 90 Days Delinquent | LOD090 |
| 137 | 137 | ||
| 138 | 139 | # of Times 120+ Days Delinquent | LOD120 |
| 140 | 140 | ||
| 141 | 143 | Calculated Delinquent Days | CLDDAY |
| 144 | 144 | ||
| 145 | 153 | Charged Off Amount | LOCHGO |
| 154 | 154 | ||
| 155 | 162 | Charge Off Date | LOCHGD |
| 163 | 163 | ||
| 164 | 175 | First Name | ENFRST |
| 176 | 176 | ||
| 177 | 192 | Last Name | ENLAST |
| 193 | 193 | ||
| 194 | 218 | Address Line 1 | ADADD1 |
| 219 | 219 | ||
| 220 | 244 | Address Line 2 | ADADD2 |
| 245 | 245 | ||
| 246 | 260 | City | ADCITY |
| 261 | 261 | ||
| 262 | 263 | State | ADSTAT |
| 264 | 264 | ||
| 265 | 269 | Zip Code | ADZIP1 |
| 270 | 270 | ||
| 271 | 272 | Lien Holder Position | SRLPOS |
| 273 | 273 | ||
| 274 | 305 | Title Address Line 1 | SRTAD1 |
| 306 | 306 | ||
| 307 | 338 | Title Address Line 2 | SRTAD2 |
| 339 | 339 | ||
| 340 | 371 | Title Address City | SRTCTY |
| 372 | 372 | ||
| 373 | 374 | Title Address State | SRTAST |
| 375 | 375 | ||
| 376 | 380 | Title Zip Code | SRTZP1 |
| 381 | 381 | ||
| 382 | 401 | Vehicle ID Number | SVVIDN |
| 402 | 402 | ||
| 403 | 406 | Vehicle Year | SVYEAR |
| 407 | 407 | ||
| 408 | 419 | Vehicle Model | SVMODL |
| 420 | 420 | ||
| 421 | 424 | Vehicle Type | SVVTYP |
| 425 | 425 | ||
| 426 | 443 | Vehicle Description | SVVDES |
| 444 | 444 | ||
| 445 | 454 | Vehicle Make | SVMAKE |
| 455 | 455 | ||
| 456 | 464 | Book Value | SVBOOK |
| 465 | 465 | ||
| 466 | 474 | Original Value | SVAMT1 |
| 475 | 475 | ||
| 476 | 484 | Current Value | SVAMT2 |
| 485 | 485 | ||
| 486 | 494 | Date Originally Secured | SVDAT2 |
| 495 | 495 | ||
| 496 | 527 | Parcel Number | SRPRCL |
| 528 | 528 | ||
| 529 | 536 | Next Rate Change CCYYMMD | VRCHDT |
| 537 | 537 | ||
| 538 | 538 | Rate Change Frequency | VRFREQ |
| 539 | 539 | ||
| 540 | 544 | Index Rate Based Upon | VRINDX |
| 545 | 545 | ||
| 546 | 554 | Total Due (LOAYA+CLDAMT) | CLTOTD |
| 555 | 555 | ||
| 556 | 561 | Date Current Value Calculated | SVDAT1 |
| 562 | 562 | ||
| 563 | 568 | Payment Due Date | LODUED |
| 569 | 569 | ||
| 570 | 599 | Description #1 | SRDES1 |
| 600 | 600 | ||
| 601 | 630 | Description #1 | SVDES1 |
| 631 | 631 | ||
| 632 | 649 | Vehicle Description | SVVDES |
| 650 | 650 | ||
| 651 | 680 | Description #1 | SODES1 |
| 681 | 681 | ||
| 682 | 711 | Description #1 | |
| 712 | 712 | ||
| 713 | 742 | Address 1 | SMADD1 |
| 743 | 743 | ||
| 744 | 773 | Address 2 | SMADD2 |
| 774 | 774 | ||
| 775 | 783 | Original Pledge Amount | SMAMT1 |
| 784 | 784 | ||
| 786 | 794 | Current Pledge Amount | SMAMT2 |
| 795 | 795 | ||
| 796 | 801 | Date Originally Secured | SMDAT2 |
| 802 | 802 | ||
| 803 | 832 | Description #1 | SMDES1 |
| 833 | 833 | ||
| 834 | 863 | Description #2 | SMDES2 |
| 864 | 864 | ||
| 865 | 873 | Original Value | SRAMT1 |
| 874 | 874 | ||
| 875 | 883 | Current Value | SRAMT2 |
| 884 | 884 | ||
| 885 | 893 | Date Current Value Calculated |