JMFA 2 Draft and Non-Draft File Layout
| Field Length* | Description | Field |
| 1 | Double Quotes | |
| 9 | Account Number (no leading zeros) | NAACCT |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 3 | Suffix | SHSUFF |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 43 | Member Name | ENNAME* |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 32 | Address Line 1 | ADADD1 |
| OR | ||
| 32 | Address Line 2 | ADADD2 |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 32 | City | ADCITY |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 2 | State | ADSTAT |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 5 | Zipcode | ADZIP1 |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 11 | Area Code + Phone Number (Home) | *Combined |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 9 | Current Balance | SHCBAL |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 11 | Area Code + Phone Number (Work) | *Combined |
| 1 | Double Quotes | |
| 1 | Comma | SHDATO |
| 1 | Double Quotes | |
| 8 | Open Date (Share) | SHDATO |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 8 | Last Dividend Pay Date | |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 2 | Branch Code | SHBRCH |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 8 | Overdraft Date | *Calculated |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 8 | Last Deposit Date | *Calculated |
| 1 | Double Quotes | |
| 1 | Comma | |
| 1 | Double Quotes | |
| 9 | Last Deposit Amount | *Calculated |